Meet our Team

Robert Ward, ChFC, RICP, CLTC, FIC

Chief Executive Officer and Financial Architect

Robert (Bob) Ward has held senior level planning positions for over 40 years, with three Fortune 500 companies and one state agency. He is currently Chief Executive Officer, and Financial Architect, for Oaks Financial Services, where he concentrates on the areas of tax, estate, and distribution strategies for individuals and small businesses. He is one of only 200 Financial Advisors in the United States who is trained on the most advanced retirement distribution research, from the noted retirement distribution expert, Curtis Cloke. Bob has led international Habitat for Humanity Builds to eight countries on six different continents that Habitat for Humanity serves. He has been married over 45 years to Shelley, and they have three grown children and three grandchildren, who all live in Minnesota.

Key Accomplishments

  • Six-time Advisor for Customer Satisfaction as selected by the readers of the Minneapolis/St. Paul Magazine
  • Led the effort to acquire funding to build light rail and commuter rail in Minneapolis/St. Paul
  • Facilitated the accreditation of the first ISO 9000 certified railroad facility in North America

Insurance products and services are offered through Oaks Financial Services LLC. Investment advisory services offered through Fountain Financial Group, Inc. a Registered Investment Advisor in the states of Arizona and Minnesota.

Andrew Ward, MA

Director Insurance and Operations Support

Andrew (Andy) Ward focuses on insurance and operations support for Oaks Financial Services. He started his career in education nearly 20 years ago. From teaching social studies in an alternative high school, to special education in middle school, he enjoyed helping students move along in their educational journey. Andy’s goal is to bring a strong educational component to his clients, and ensure that everyone he works with understands and has the information to make well-informed decisions. That way, they can live a more financially stress-free retirement. In the past, he has volunteered on international Habitat for Humanity mission trips to Portugal, Argentina, and China; the Burnsville YMCA; as well as his local school foundation. Andy lives in Bloomington, is married to his wife Alicia, and has a two-year-old son.

Sandy Mullin

Manager Customer Service

Sandy is the Customer Service Manager at Oaks Financial Services, LLC. She coordinates with team members and our clients, on a daily basis, to ensure that our clients receive accurate e-mails, meeting notifications, and updated client information. Sandy has over 30 years of experience in customer service, and she is committed to ensuring that each client receives excellent customer service. Sandy has a daughter and three grandchildren and loves spending time with them. She also enjoys the outdoors, nature walks, and reading. She loves watching football and is an avid Minnesota Vikings fan.

Financial Advisor Partners and Strategic Alliances

We partner with solution development and content experts in investments, risk
protection, accounting, and law to get you current and relevant information to
meet your needs.

Complimentary Consultation

For a free, no obligation, complimentary consultation…

Contact Oaks Financial